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Where does the money come from? It's raised through state and federal unemployment insurance taxes on employers. The federal tax is 6.2 percent on the first $7,000 in annual wages to each employee.
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American workers pay part of each paycheck into Social Security disability insurance. And that federal money goes toward paying benefits to those who are injured - and can no longer work.
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To pump up your retirement income, put off getting your first Social Security check for as long as you can. For married couples, however, the rules for collecting bigger benefits month are trickier.
Extended warranties for TVs are almost always a waste of money. Every store will try to sell you an extended warranty "service plan." Are they a good buy?
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The cash-reward program provides a $10 cash coupon for every $50 that customers spend at the chain, and consumers can then redeem the Kohl's Cash during certain weeks set aside by the company.